Additional Expenses for Buying a Home: Notary Fees: Notary Fees (2025/2026): ◦ Up to €6,010: €90.15 ◦ €6,010 - €30,050: 4.5% of the excess ◦ €30,050 - €60,101: 1.5% of the excess ◦ €60,101 - €150,253: 1% of the excess • Pages and Copies: The length of the deed increases the final cost. Property Registration Costs Details: • Homes < €6,010: €24.04 • Homes €6,010 - €30,050: €1.75 additional per €1,000. • Homes €30,050 - €60,101: €1.25 additional per €1,000. • Homes €60,101 - €150,253: €0.75 additional per €1,000. • Homes > €601,012: €0.20 additional per €1,000 How to calculate the Property Registry fees? Imagine you've just bought a property for €150,000. Taking into account the fees mentioned above, the total cost is the sum of these amounts: €24.04 + €42.07 + €37.56 + €67.42 = €171.09 The first €24.04 represents the first €6,010.12, and the next three values correspond to the following price brackets, up to €150,000. Calculate the notary and registrar fees here: https://www.ocu.org/dinero/hipotecas/calculadora/calcular-minuta-de-notario-y- registrador/compra-de-vivienda Purchase Taxes for used Housing (Second-Hand):◦ Property Transfer Tax (ITP): General rate of 7% on the actual price or reference value. Reduced Rates: There are certain circumstances when the tax rate will be reduced. Please ask for more information (To calculate the ITP in Andalusia, the corresponding percentage is applied to the purchase price of the property. For example, if a person buys a second-hand home in Andalusia for 200,000 euros, the ITP would be 7% of 200,000 euros, that is, 14,000 euros.) For new Housing (First Transfer): This national tax applies to the first transfer of newly built homes and commercial premises (10%), as well as to land (21%). VAT also applies to parking spaces, at a rate of 10% when included with the purchase of a home and 21% when sold separately. VAT is paid directly to the seller upon completion of the sale. Other optional expenses are the administrative services: These are independent professionals, so there are no fixed fees. Their approximate cost is €300. Also the mortgage, if needed: Mortgage expenses are those costs incurred during the application and contracting process for a mortgage loan. These may include an opening fee, notary fees, registration fees, and administrative fees. To see the property's tax value, you can check it on the Tax Agency website and look up the value for your autonomous community. You can consult the coefficients for calculating the tax value for the Andalusian Regional Government by clicking on the link. https://www.juntadeandalucia.es/economiayhacienda/apl/surweb/consultas/bienesUrbanos/val Urbana.jsp

ADDITIONAL TAXES AND FEES